Absa, Seso Global, T.A. Braithwaite Partner to Enhance Mortgage Accessibility for Ghanaians Abroad

Absa Bank Ghana LTD has announced a strategic partnership with Seso Global, a leading digital property marketplace, and T.A. Braithwaite, a diaspora focused insurance brokerage firm, to provide tailored mortgage solutions for Ghanaians living abroad seeking to invest in property back home.

The initiative is part of Absa’s Diaspora Connect proposition, which offers a suite of banking, investment, and insurance products for Ghanaians living and working overseas. In addition to home loans, eligible customers can access current and savings accounts, investment products, Absa bank’s Signature and Infinite cards, as well as insurance plans designed to support family and future needs.

Charles Addo, Retail Banking Director at Absa Bank Ghana LTD, commented:

“We have spent years listening to Ghanaians abroad. For many, owning a home in Ghana is a deeply personal goal, but access, trust, and process hurdles often stand in the way. Through Diaspora Connect and this partnership, we are offering mortgages and full financial connectivity to home.”

He also highlighted Absa Bank’s 24-hour diaspora desk, which includes a dedicated contact line to support diaspora clients with enquiries and service needs.

Kweku Essien, Co-Chief Executive Officer at Seso Global, added: 

Seso is committed to trust, transparency and liquidity in the Ghana real estate market. The digital property marketplace enables customers to easily source, purchase and finance vetted real estate in Ghana in an efficient manner. The Ghana real estate market has seen significant growth in the past years since the Year of Return with Ghanaians coming home to purchase real estate. This partnership is a game changer that will accelerate Ghana’s real estate industry’s growth

Des Braithwaite, Director Africa Diaspora Business at T.A. Braithwaite, commented: 

‘‘The Ghanaian diaspora is thriving in several countries. With a stable polity there is a desire for Ghanaians to procure properties for holiday or retirement, in their home country.  T.A.Braithwaite and our network partners in our origination jurisdictions, provides a seamless end to end Mortgage origination, Mortgage protection insurance and Approval process on the Diaspora Connect App. Our processes meet the financial services and data regulatory compliance in the countries of origin, and those of the Bank of Ghana and the Ghana Insurance Commission’’

This collaboration aims to address longstanding barriers faced by the diaspora community in accessing reliable mortgage products and trustworthy real estate services. By leveraging Absa Bank Ghana’s financial infrastructure, Seso Global’s property technology platform, and T.A. Braithwaite’s risk management expertise, the partnership seeks to offer a streamlined and secure pathway to homeownership in Ghana.